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Be careful when purchasing Dive Insurance...

Richard - Divemaster/Engineer
September 2, 2005 at 09:51:20

I believe over the years there are many divers out there that have been through the same thing, and the Dive insurance did not pay. But what I don't understand is why Major Medical doesn't pay. If I break my leg snow skiing they pay. And Major Medical pays for some diving accidents but not DCS. My first diver insurance had a depth limitation of 130'. When I actualy received the policy I saw the limitation and called the Insurance company and upgraded to one that did not have any depth limitations. I have used my Dan Insurance. The only problem I had was when I handed the Hosptial my Dan Insurance card they didn't know what to do with it, or how to file a claim with Dan. There are many things that contribute to DCS. Dehydration being only one of them, but taking care of that also is the Divers responsibility, as is reading their Insurance policy.

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